The Reserve Bank of India’s directive enables commercial banks to use foreign currency deposit collateral for lending opening new avenues for corporate finance.
Tag: Loans
RBI Allows Loans to Non-Resident Indians Against Foreign-Currency Deposits
The Reserve Bank of India’s new policy allows banks to offer loans to NRIs using their foreign-currency deposits as collateral, easing funding constraints.
India Banking Sector Reports Lowest NPA Ratio in a Decade at Under Four Percent of Loans
Indian public and private sector banks reported non-performing asset ratios at their lowest level in over a decade reflecting improved credit underwriting and economic growth.
SME Loans in UK Fall Sharply from 12 Percent to 6.5 Percent of GDP Since 2011
Data from UK lenders showed that SME lending as a share of GDP fell from 12% in 2011 to 6.5% in 2026 constraining small business investment and growth capacity.